National Flood Insurance Agency
National Flood Insurance Agency
Insure Your Home, Especially if
You Live in Flood-Prone Areas
Residential and Commercial Coverage
Residential and Commercial Coverage
National Flood Insurance Agency helps homeowners living in flood-prone and coastal areas of New Jersey to protect their primary, secondary, vacation, and rental property. We understand how unique your property is whether it is a Victorian-style home, summer bungalow, beach cottage, or new construction. Our team strives to give our customers the best service at the most competitive rates. We offer the following:
- Flood Insurance for Homeowners Living in Flood-Prone and Coastal Areas
- Coastal Homeowners Insurance
- Builder’s Risk
Why It Is Important to Get Flood Insurance
Why It Is Important to Get Flood Insurance
Flood Facts
Flood Facts
- Of All Natural Disasters in the U.S., 90% Involved Flooding
- In a High-Risk Area, Your Home Is Two Times More Likely to Be Damaged by a Flood Than by Fire
- Hurricanes, Winter Storms, and Snow Melt Are Common But Overlooked Causes of Flooding
An Inch of Water Can Add Up to Thousands in Damages
An Inch of Water Can Add Up to Thousands in Damages
It does not take high amounts of water to ruin property and goods.
The estimated cost of damage that 1 inch of water can do to a 1,000-square-foot home is as follows:
It does not take high amounts of water to ruin property and goods.
The estimated cost of damage that 1 inch of water can do to a 1,000-square-foot home is as follows:
Damaged Areas and Services Required
Damaged Areas and Services Required
Cost
Cost
Cleaning
Doors, Base Trim, and Windows
Electrical and Plumbing
Finished Floor, Wood, or Carpet
Kitchen and Bath Cabinets
Appliances
Repairs to Furnace or Air Conditioner
Bedroom Furniture
Dining Room Table and Chairs
Kitchenware and Food
Living Room Furniture
Computer Accessories
Washer or Dryer
Accent Furniture and Accessories
Loss of Personal Items
Cleaning
Doors, Base Trim, and Windows
Electrical and Plumbing
Finished Floor, Wood, or Carpet
Kitchen and Bath Cabinets
Appliances
Repairs to Furnace or Air Conditioner
Bedroom Furniture
Dining Room Table and Chairs
Kitchenware and Food
Living Room Furniture
Computer Accessories
Washer or Dryer
Accent Furniture and Accessories
Loss of Personal Items
$850
$450
$150
$7,900
$50
$70
$150
$150
$100
$50
$250
$40
$70
$70
$250
$850
$450
$150
$7,900
$50
$70
$150
$150
$100
$50
$250
$40
$70
$70
$250
Total Losses
Total Losses
$10,600
$10,600
